If you want protection and profit sharing too, Takaful Super Home Plan is a dream come true.
Have a look at the paper today. Any paper. Watch thenews on TV. You will find plenty of evidence. Everyday, people like us lose their homes and precious belongings to home fires, thefts, accidents and just plain freaky occurrences.
They probably thought it would never happen to them.
Takaful Super Home Plan gives you confidence that if anything does happen, you'll be ok. And it's comprehensive and covers so many events...
- Fire, lightning, thunderbolts and underground fire
- Explosion
- Aircraft damage and other aerial devices and /or articles dropped therefrom
- Impact damage from road vehicles, horses, cattle not belonging to or under control of the participant or any member of his family
- Burst or overflow from water tanks, pipes or any facilities
- Theft caused by forcible entry
- Tidal waves, hurricanes, cyclones, typhoons, windstorms, thunderstorms or heavy rain
- Earthquake and volcanic explosion
- Flood
- Liability to the public
- Loss of rent up to 10% of sum covered on the house
But what makes the Takaful Super Home Plan better than the rest? Not only do you get buildings and contents cover** you get profit sharing CASH BACK too!
- Comprehensive coverage on buildings and contents
- Peace of mind that your family home will be protected
But what happens to your Takaful contributions?
Under conventional home and contents cover, once you've paid your premium, you never see that money again (unless you make a claim). Under Takaful Super Home Plan you get profit sharing CASH BACK!
This is the Takaful Difference.
You get a share of the profits
When a company offers conventional insurance to you, the company invests your premiums and keeps any profit it makes. Under Takaful Super Home Plan you are entitled to share the profits.
One of the key concepts of Takaful is something called al-mudharabah. Under this concept, you are entitled to share the profit generated from Takaful funds. For these type of schemes, you can enjoy profit sharing CASH BACK of up to 30% every year, as declared previously.
You get the satisfaction of knowing your money is being invested appropriately
Another important aspect of Takaful is that you know your Takaful contributions are being invested in an ethically compliant manner. You may have heard of "Green" investments where investors only invest in companies involved in nurturing and conserving the environment. Takaful is similar in that your Takaful contributions are only invested in Syariah approved activities. Takaful is based on the concept of al-takaful (guaranteeing each other), al-mudharabah (profit sharing) and tabarru (donation).
For all Malaysians
You don't need to be a Muslim to enjoy the unique benefits of Takaful Super Home Plan. It is open to ALL Malaysian home owners regardless of race or religion.
BENEFITS AT A GLANCE
| Conventional Home Cover | Takaful Super Home |
Yes
Coverage and protection of buildings and contents against all kinds of disasters and events | Yes
Coverage and protection of buildings and contents against all kinds of disasters and events |
No
Profit sharing | Yes
Profit sharing CASH BACK of up to 30% as previously published* |
No
Control to ensure your premiums are invested in Syariah appropriate companies | Yes
Investments are only made in Syariah approved companies |
To get Home and Contents protection AND CASH BACK, please call us at 03-2050 7878 or drop in at any HSBC branch nearest to you. Our friendly Personal Bankers are ready to help!
* Based on previous profit sharing track record. Performance may vary from year to year. Terms and conditions apply.
** Additional Takaful contribution is required for householder cover.
Takaful Super Home Plan is underwritten by Syarikat Takaful Malaysia Berhad.
Disclaimer: This online brochure is not a Takaful contract. The exact terms and conditions are in the original Takaful certificate.
